Banking Error Codes Directory

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73 codes

Code	Short label	Link
00	Approved	View
01	Refer to card issuer	View
02	Refer to card issuer (special condition)	View
03	Invalid merchant	View
04	Pick up card	View
05	Do not honor	View
06	Error	View
07	Pick up card (special condition)	View
10	Partial approval	View
12	Invalid transaction	View
13	Invalid amount	View
14	Invalid card number	View
15	No such issuer	View
19	Re-enter transaction	View
30	Format error	View
41	Lost card	View
43	Stolen card	View
51	Insufficient funds	View
54	Expired card	View
55	Incorrect PIN	View
57	Transaction not permitted	View
58	Service not allowed	View
59	Suspected fraud	View
61	Exceeds withdrawal limit	View
62	Restricted card	View
63	Security violation	View
65	Activity limit exceeded	View
67	Hard capture (pick up card)	View
68	Response received too late	View
70	Contact card issuer	View
75	PIN tries exceeded	View
85	No reason to decline	View
90	Cut-off in progress	View
91	Issuer unavailable	View
92	Routing error (financial institution not found)	View
93	Violation of law	View
94	Duplicate transmission	View
95	Reconciliation error	View
96	System malfunction	View
Account restricted	Account permissions limited	View
ACH Pending	ACH entry in progress	View
ACH Returned	ACH entry returned	View
ACH Reversed	ACH entry reversed/adjusted	View
ERR-AUTH	Authorization failed	View
ERR-LIMIT	Limit exceeded	View
ERR-REVERSAL	Reversal required	View
ERR-TIMEOUT	Session timeout	View
ERR-TXN-FAILED	Transaction failed	View
Payment declined	Payment not approved	View
Payment On Hold	Payment paused for review	View
Payment reversed	Payment canceled/undone	View
R01	Insufficient funds	View
R02	Account closed	View
R03	No account/unable to locate	View
R04	Invalid account number	View
R05	Unauthorized debit	View
R06	Returned per ODFI request	View
R08	Stop payment	View
R09	Uncollected funds	View
R10	Customer advises unauthorized	View
R11	Check truncation entry returned	View
R12	Branch sold to another bank	View
R14	Invalid individual ID	View
R15	Beneficiary deceased	View
R16	Account frozen	View
Settlement Failed	Settlement did not complete	View
Transfer pending	Transfer awaiting completion	View
Verification failed	Verification not completed	View
Z1	Fraud review	View
Z3	Compliance hold	View
Z5	Manual review	View
Z7	Identity verification	View
Z9	Risk assessment	View