ACH Reversed | ACH entry reversed/adjusted
This status indicates an ACH entry was reversed or adjusted through a corrective process after initiation or posting.
What This Code Means
“ACH Reversed” indicates a corrective action was applied to undo or adjust the effect of an ACH entry. Unlike “returned,” which is a receiving-bank refusal to post the entry, a reversal typically reflects a compensating action intended to restore consistency or correct an error after processing steps have occurred. Reversals can be associated with operational corrections, duplicate handling, or reconciliation requirements, depending on system design. This status indicates the original entry’s effect was not retained as-is. It does not specify whether the reversal was immediate or the time it takes for balances to reflect the change.
Where Users Usually See This Code
- Transaction history showing an ACH entry followed by a reversal/adjustment indicator
- Processor dashboards recording reversal or correction events
- Back-office reconciliation reports for corrected ACH items
Why This Code Appears
- An entry required correction after initiation due to processing integrity rules
- Duplicate or conflicting records triggered a compensating adjustment
- A downstream posting inconsistency required reversal handling
- Operational workflows applied a reversal to correct an earlier state
What Typically Happens Next
- The transaction record may show a reversal or adjustment entry
- Funds impacts are updated according to platform reconciliation timing
- The original entry is not treated as a final successful settlement outcome
What This Code Is Not
- It is not the same as “ACH Returned,” which reflects RDFI return reasons
- It is not necessarily a sign of fraud or dispute
- It is not a guarantee of immediate balance availability
Troubleshooting Checklist
- □ Review transaction history to identify the reversal reference and any related entry IDs
- □ Confirm whether the original entry remains visible as pending or is marked reversed
- □ Monitor for final balance adjustments after reconciliation
- □ If reversal status is unclear, contact official support to confirm the final ledger state
Notes And Edge Cases
Some platforms use “reversal” to describe multiple corrective actions, including voids, adjustments, and compensation entries. A reversal can occur even when the user did not request cancellation, depending on system reconciliation needs. Timing depends on batch cycles and ledger updates. In some cases, a reversal appears as a separate ledger entry; in others, the original transaction is updated to a reversed status without a new entry.
Related Codes
- R06 CodeReturned per ODFI request
- ACH Returned CodeACH entry returned
- ACH Pending CodeACH entry in progress
- Account restricted CodeAccount permissions limited
- Payment reversed CodePayment canceled/undone
- R14 CodeInvalid individual ID
- Payment declined CodePayment not approved
- R01 CodeInsufficient funds