Banking Error Code
Banking / ACH / Payment Failures
Bank System / Generic (Online Banking & Payments)

ERR-LIMIT | Limit exceeded

Industry
Banking
Canonical
/banking/error-codes/err-limit/
Last Updated
Feb 25, 2026
Summary

This code indicates the request exceeded a configured limit for amount, frequency, or permitted transaction activity.

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What This Code Means

ERR-LIMIT appears when the system determines a requested transaction exceeds a limit rule. Limits can apply to single-transaction amounts, daily totals, rolling time-window totals, transfer counts, or specific transaction categories. The limit may be set by the bank, by the product type, or by security and risk controls. This code reflects a policy boundary rather than a technical failure. It does not automatically mean the account lacks funds; it means the system will not process the request at that level under current rules.

Where Users Usually See This Code

  • When attempting a transfer above allowed thresholds
  • During repeated payment attempts in a short time window
  • In business/admin dashboards for payment or payout limit enforcement

Why This Code Appears

  • Requested amount exceeds a per-transaction cap
  • Daily or rolling transfer limits have been reached
  • Velocity controls flagged repeated attempts as exceeding activity limits
  • A transaction category has a lower limit than standard transfers

What Typically Happens Next

  • The request is rejected and does not proceed to settlement
  • The transaction remains unsubmitted or is marked as failed
  • The system may require a smaller amount or different scheduling (platform-dependent)

What This Code Is Not

  • It is not an “account restricted” status by itself
  • It is not a system outage or timeout
  • It is not a guarantee that the limit will reset immediately

Troubleshooting Checklist

  • Review the amount, frequency, and timing of recent related transactions
  • Check whether the system shows separate limits for the specific transfer method used
  • Confirm whether any pending transactions are counted toward the limit
  • If the limit issue repeats unexpectedly, contact official support to clarify the applicable thresholds

Notes And Edge Cases

Limit calculations may include pending transactions, meaning limits can be reached even if posted totals appear lower. Limits can differ by channel (mobile vs web), by destination type (internal vs external), and by transfer method. Some systems apply temporary tighter limits after unusual activity, which can cause limit errors to appear suddenly. The code does not specify which limit was exceeded; the relevant limit type is often visible only in account settings or internal logs.

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