Verification failed | Verification not completed
This status indicates a required verification step did not complete successfully, preventing the transaction or account action from proceeding.
What This Code Means
“Verification failed” indicates that the system required a verification step—such as identity confirmation, security confirmation, or account validation—and that step did not pass. Verification can be triggered for sensitive actions like adding a recipient, initiating a high-value transfer, changing account settings, or approving payments. This status reflects a security and eligibility gate, not a funds or settlement outcome. It does not automatically mean the user entered incorrect information; it means the system did not accept the verification result for that attempt. The failure can be due to incomplete verification, mismatched signals, or policy thresholds.
Where Users Usually See This Code
- During transfers that require additional confirmation
- When enabling new payment features or adding new payees
- In account onboarding or security checkpoints within banking apps
Why This Code Appears
- Verification step did not complete within required time or sequence
- Security checks did not meet acceptance thresholds
- Required verification information was missing or inconsistent
- Risk controls required additional verification not satisfied in that attempt
What Typically Happens Next
- The transaction or action is blocked and not processed
- The system may request a new verification attempt
- Some functions may remain limited until verification is completed successfully
What This Code Is Not
- It is not a payment decline based on issuer approval
- It is not a system outage by itself
- It is not confirmation that a transaction posted and then reversed
Troubleshooting Checklist
- □ Review whether the platform requested a specific verification step and whether it completed fully
- □ Check for any account notices indicating verification requirements or limitations
- □ Confirm whether verification failure occurs for one action or across multiple actions
- □ If verification failure persists, contact official support to clarify required verification steps for the account
Notes And Edge Cases
Verification outcomes can vary by transaction context, device, and security posture. Some systems increase verification strictness after unusual activity, leading to sudden verification failures on actions that previously worked. In multi-step flows, a verification step can succeed but the final submission fails for other reasons; in user-facing views, this may still appear as “verification failed” depending on mapping. The status message usually does not disclose which verification signal failed.
Related Codes
- 75 CodePIN tries exceeded
- Payment declined CodePayment not approved
- ERR-TXN-FAILED CodeTransaction failed
- Settlement Failed CodeSettlement did not complete
- ERR-AUTH CodeAuthorization failed
- ACH Returned CodeACH entry returned
- Payment On Hold CodePayment paused for review
- Z7 CodeIdentity verification