Healthcare Error Code
Healthcare Insurance / Medical Billing
Claim Adjustment Reason Codes (CARC)

CO-197 | Precertification required

Industry
Healthcare
Canonical
/healthcare/error-codes/co-197/
Last Updated
Feb 25, 2026
Summary

This code indicates that required precertification or authorization was not obtained before the service was provided.

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What This Code Means

CO-197 is used when a payer requires advance approval for a service and no valid authorization is on file. This requirement is determined by plan policy. The absence of precertification affects payment eligibility. It does not automatically reflect on service quality or medical necessity.

Where Users Usually See This Code

  • EOB statements
  • Remittance advice
  • Authorization review notices

Why This Code Appears

  • Authorization not obtained in advance
  • Authorization expired or invalid
  • Incorrect authorization information submitted

What Typically Happens Next

  • Payment is denied or reduced
  • Review or appeal options may exist
  • The claim is closed pending action

What This Code Is Not

  • It is not a documentation error
  • It is not a duplicate claim
  • It is not a contractual adjustment

Troubleshooting Checklist

  • Review authorization policies
  • Verify approval requirements
  • Track authorization validity periods

Notes And Edge Cases

Authorization rules vary by payer and service type. Emergency services may follow different requirements.

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