Healthcare Error Code
Healthcare Insurance / Medical Billing
Claim Adjustment Reason Codes (CARC)

CO-170 | Payment adjusted due to referral absence

Industry
Insurance
Canonical
/insurance/healthcare/error-codes/co-170/
Last Updated
Feb 25, 2026
Summary

This code indicates that payment was adjusted because a required referral was not present.

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What This Code Means

CO-170 is used when a payer requires a referral for coverage and no valid referral is on file. This is a benefit management requirement tied to plan rules. The code does not reflect service quality or billing accuracy. Coverage eligibility may depend on referral compliance.

Where Users Usually See This Code

  • EOB statements
  • Remittance advice
  • Referral review summaries

Why This Code Appears

  • Required referral not obtained
  • Referral information missing or invalid
  • Referral did not match the service
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What Typically Happens Next

  • Payment is denied or reduced
  • Claim processing completes
  • Appeal options may exist

What This Code Is Not

  • It is not a documentation format error
  • It is not a duplicate claim
  • It is not a contractual adjustment

Troubleshooting Checklist

  • Review referral requirements
  • Confirm referral validity
  • Monitor plan referral policies

Notes And Edge Cases

Referral requirements vary by plan type. Emergency services may follow different rules.

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