Claims Processing Error Code
Insurance / Claims Processing
X12 EDI 997 Acknowledgment (AK5)

AK5-M | Rejected (MAC Failed)

Industry
Insurance
Canonical
/insurance/claims-processing/error-codes/ak5-m/
Last Updated
Apr 16, 2026
Summary

AK5-M means the 997 transaction set was rejected because the message authentication code (MAC) failed.

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What This Code Means

AK5 “M” is a rejection condition tied to message authentication. In practical payer/clearinghouse workflows, this usually points to transport/security configuration problems rather than claim content.

Step-by-step fix

1) Confirm you are using the correct secure transport method required by the trading partner (SFTP/AS2/VPN, certificates, keys).

2) Check certificate validity dates and whether the partner rotated keys/certs.

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